U.S. Bank Visa Platinum Credit Card: Introductory APR of 0% for 21 Billing Cycles!
The U.S. Bank Visa Platinum provides two main advantages through its annual fee exemption and its 0% APR promotion which lasts for 21 billing cycles.
The card provides unique advantages compared to other options and you can discover application steps in the following section.
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The American market recognizes U.S. Bank as a major financial institution which offers various banking solutions for public customers.
The Visa Platinum stands as a solid mid-tier credit card which received the NerdWallet award for its exceptional 0% introductory APR offer.
The primary objective of the US Bank card exists to minimize expenses through its fee and charge benefits.
U.S. Bank provides users with 21 billing cycles of 0% interest for balance transfers which exceeds the typical duration found in U.S. credit cards.
Card bill payments can be set up automatically, avoiding interest and fines for late payments. The system allows users to select a specific due date which prevents payment issues.
What is the credit card limit?
The bank sets a minimum limit of $500 but the maximum limit reaches $20,000 based on individual cardholder financial situations.
Is there any sign-up bonus?
The U.S. Bank does not offer any bonus for this card. The main benefits include no fee for the second cardholder and 0% APR rates for 21 months.
What are the main fee?
The first 21 months of purchases and balance transfers will have a 0% introductory APR. The APR rates will vary between 18.74% and 29.74% after the introductory period.
What's the score for the card
The FICO score determines credit card qualification through its scoring system.
Is it possible to apply online?
U.S. Bank enables customers to apply for credit cards and other services through their online platform.

CREDIT CARD
U.S. Bank Visa Platinum Credit Card
See more about how to apply.
SEE HOW TO APPLY * You will remain on the current websiteThe ExtendPay plan lets you make payments over time with no open plan fees for up to 60 days after your account creation.
The ID navigator developed by Norton LifeLock provides multiple tools to assist the public in protecting their information and identity.
The US Bank card provides cell phone protection through its coverage which reimburses up to $600 for theft or damage when clients use their card to pay for their phone.
The card features Visa brand recognition which enables smooth transactions throughout both domestic and international locations.
The US Bank card provides pleasant financial management conditions and reduced fees even though it does not offer specific rewards bonuses or cashback percentages.
The US Bank Visa Platinum serves everyday financial needs because of its bank quality and online service standards.
Want to learn another option?
The Capital One Venture Rewards stands out as a credit card option for those who need premium spending benefits and more features.
The card provides points bonuses from the first day of account opening and mileage plans and shows you how to apply.