Learn How to Apply for the Discover It Cash Back Credit Card
The Discover It Cash Back credit card provides efficient day-to-day management through its 5% benefit system. How do I apply?
What do You Need to Know Before Applying for the Discover It Cash Back Credit Card?
The Discover It card provides unlimited 5% cash back rewards on specific categories which Discover selects every three months.
Credit Card
Discover It Cash Back
Want unlimited cash back? Apply now.
GO TO OFFICIAL WEBSITE * You will be directed to an external websiteThe Discover It card provides unlimited 5% cash back rewards to customers who select categories every three months from Discover’s Cashback Calendar.
The 5% cash back rewards come in the form of the Discover Cashback Calendar.
Every 3 months the bank reveals a list of eligible categories for the 5% benefit which includes different everyday categories because the benefit targets common purchases.
The Discover It card has already selected categories including supermarkets and pharmacies and gas stations and streaming services and travel. The cash back reward rate for all purchases except 5% categories is unlimited at 1%.
Cardholders can redeem cash back rewards through three options which include bank account direct deposit and statement credit or Amazon.com and PayPal purchases.
The card provides an unlimited dollar-for-dollar match of all cash back received by the cardholder at the end of the initial year.
The card offers a $300 bonus to customers who earn $300 in cash back rewards throughout their first year.
The Cashback Match enrollment process is unnecessary because the unlimited match will automatically apply to your purchases when you use the card.
Read on if you think Discover’s Cash Back program will enhance your daily activities.
Who can Apply?
The Discover credit card requires applicants to be U.S. residents who have an active bank account and Social Security number.
The applicant must be at least 18 years old but 19 in specific states.
The annual income verification process plays a significant role in determining the credit limit because it serves as a crucial requirement.
The Discover It Cash Back card approval process tends to favor applicants who have good or excellent credit scores between 670 and 850.
People who have not reached this credit level should focus on building their credit score. Several credit cards exist to help people build their credit scores while offering suitable alternatives.
How do I Apply for the Discover It Cash Back Credit Card?
Users can start their application process by going to Discover’s website and choosing “Apply Now” from the available options.
The website requires users to enter their ZIP code together with the last digits of their Social Security number and their date of birth.
The application process requires Discover to ask for more contact information and income details which include full name and complete address and email address and phone number and monthly earnings.
The application process requires applicants to submit supporting documents which include proof of residency and income evidence through recent pay stubs and bank statements.
After finishing the form Discover performs a thorough evaluation of the credit line by examining the applicant’s credit score.
Credit Card
Discover It Cash Back
Liked the card? Apply now.
GO TO OFFICIAL WEBSITE * You will be directed to an external websiteMore Details
The Discover card offers a 0% APR introductory period of 15 months for purchases and 3% for balance transfers. After the introductory period ends the standard variable APR will be between 17.24% and 28.24% for purchases and 5% for balance transfers.
Discover allows its applicants to select from 25 different card designs as one of its unique features. The application process at this institution operates at a fast pace.
The Discover card includes online privacy protection features that Discover app users can activate to protect their information.
Users can immediately stop all transactions by using the Freeze It feature which can be activated through the app or website by toggling the on/off button.
The cardholders receive protection against unauthorized purchases made with their card through fraud liability protection.
Want to learn another option?
Discover It provides a card designed to help you save money on debts through balance transfer services.
The card provides security and reliability benefits and you can see how to apply.
