Learn How to Apply for the Citi Double Cash Credit Card
The Citi Double Cash functions as an efficient credit card for managing daily expenses while providing a 2% cashback reward that you can use freely.
What do You Need to Know Before Applying for the Citi Double Cash Credit Card?
The Citi Double Cash card provides users with double rewards through 1% cashback during purchases and 1% cashback when making payments.
Credit Card
Citi Double Cash
Need a card? Apply now.
GO TO OFFICIAL WEBSITE * You will be directed to an external websiteThe cashback system functions through two steps where customers earn 1% back on purchases and an extra 1% when they pay their balance if they meet the minimum payment deadline.
Citi provides Thank You Points rewards to its customers through two points systems where each dollar spent generates one ThankYou point and an additional point for every dollar paid toward the balance.
Citi provides specific seasonal terms as part of its rewards program. You will get 5% cashback on hotel and car rentals booked through the Citi Travel portal until 2024 ends.
The Citi card provides rewards for all valid purchases without any category restrictions and you can receive your rewards through various payment methods including:
- Statement of credit
- Direct deposit
- Check
- Gift cards
- Travel
- Points on Amazon.com
The card does not require any annual maintenance fees. The Citi credit card provides new cardholders with a 0% introductory APR for balance transfers during the first 18 months of account ownership.
The interest rates after the introductory period range between 19.24% and 29.24% matching the purchase APR. The balance transfer process does not generate rewards for users.
New cardholders can earn a $200 bonus by spending $1,500 on purchases during their first six months of account ownership. If you think Citi can help you then continue reading.
Who can Apply?
Applicants need to be 18 years old or 21 in Puerto Rico and have good financial standing with a FICO score of about 670 to qualify for the Citi Double Cash Card.
The applicants must be legal residents of the United States or its territories.
The residency requirement applies to people who reside in the United States or its territories. Foreign applicants need to provide proper documentation.
Applicants who meet these requirements will have a successful application process and better chances of getting approved for the Citi Double Cash Card.
Citi requires applicants to provide income verification documents so it is essential to have a verifiable income source to prove financial stability.
The bank states that even though all requirements are met applications remain subject to Citi’s availability.
How do I Apply for the Citi Double Cash Credit Card?
The credit card application process at Citi works for both current and potential customers because it uses existing account holder information and banking service user data.
Non-customers need to fill out the application form available on Citi’s official website to apply for credit cards.
The application form demands basic information including full name and address together with Social Security number and phone number and financial details about income and expenses.
Citi requires extra documentation during the application process which includes proof of residency and income verification and recent bank statements and payment receipts.
Citi uses quick assessments of credit scores and customer data to deliver fast responses which include both positive and negative outcomes. The bank provides feedback to customers about denied applications through explanations of their credit history weaknesses.
Customers who need assistance can reach out to the bank through phone support or online help or by visiting one of their authorized Citi bank locations.
Credit Card
Citi Double Cash
Like the terms? Apply now.
GO TO OFFICIAL WEBSITE * You will be directed to an external websiteMore Details
The Citi card features Mastercard branding which provides worldwide acceptance and robust security measures.
The Citi Double includes 24-hour fraud protection to track suspicious activities and Mastercard’s theft protection program and $0 liability for unauthorized purchases.
The card provides 24/7 customer service and contactless chip payment capabilities and seamless digital wallet integration for everyday convenience.
Citi customers can access exclusive benefits through Citi Entertainment which provides special access to sporting events and exclusive experiences and shows.
Want to learn another option?
The U.S. Bank provides its customers with the Visa Platinum Credit Card which features a 0% introductory APR period that lasts for 21 billing cycles.
You can find another bank with similar security to U.S. Bank by following the application process.
