Learn How to Apply for the Chime Card Credit Builder
The Chime Card functions as a credit builder which enables users to establish credit history through Visa-approved purchases.
What do You Need to Know Before Applying?
The Chime Visa is a secured credit card that can help you: build credit history, spend with peace of mind, and enjoy security!
Credit Card
Chime Card
Want to start building credit? Apply now.
GO TO OFFICIAL WEBSITE * You will be directed to an external websiteThe digital banking sector recognizes Chime as one of its prominent players which uses technology to create maximum disruption.
The Chime Visa serves as both a secured credit card and credit builder tool. You need to deposit security funds to obtain this secured card.
The security deposit amount at Chime has no set limit and extends from a minimum to a maximum of $10,000. The credit amounts depend on your individual financial situation.
The credit deposit functions as your spending money at the same value. Your credit limit matches the amount you deposited into the account.
Throughout the months you need to pay your bill. Your deposit stays safe when you make all your payments on time.
The deposit serves as payment protection until you miss a payment and fail to pay the bill because your card will get canceled and the deposit will cover the debt.
The card remains usable without problems when you pay all your bills on time. Your credit history will improve when you make payments on schedule.
Your credit score will improve because credit agencies recognize your timely payments as a positive factor.
The card sends payment information to TransUnion, Equifax and Experian which are the three major credit bureaus. Your credit history improves with each purchase you make because you increase your card usage.
The difference this makes extends beyond credit card applications to all purchases that evaluate your credit score.
Who can Apply?
The conditions at Chime exceed those of standard credit cards which most consumers know.
The application process for this card does not require a complete credit score evaluation to determine approval or denial.
The secured credit card requires Chime customer status for approval. You need to maintain an active account at the financial institution.
You need to establish an account and receive at least $200 through direct deposit to access the card.
How do I Apply for the Chime Card?
You need to check if you already have a Chime account to access the credit card.
Both options lead to the “Sign Up Now” button to begin the Chime Visa application process.
If you do not have an account, you can begin by giving your name and email address.
You will need to provide your birthdate because Chime requires customers to be at least 18 years old.
The following step requires you to give your phone number together with your complete address information including ZIP code and city and state details.
During the account creation process you may need to provide information about your job and income details.
After becoming a Chime customer you can follow the application process to obtain your secured card.
The card request process for current Chime customers requires them to log in through official bank channels.
The debit card version of Chime is available to users who do not need to apply for the secured credit card.
You can reach out to Chime customer service through their support channels whenever you need assistance.
Credit Card
Chime Card
Want a no-fee card? Apply now.
GO TO OFFICIAL WEBSITE * You will be directed to an external websiteMore Details
The Chime card operates as a Visa card which functions as a widely recognized payment method across America and globally.
The Chime card functions identically to standard credit cards during shopping because it allows contactless payments and standard transactions without any variations at checkout points.
Visa cardholders receive automatic transaction alerts as part of their benefits. The SpotMe protection system and Fraud Protection both safeguard your transactions when you make purchases you do not recognize up to $200.
Want to learn another option?
The Wells Fargo Reflect credit card provides benefits to users who have established credit history while maintaining no fees.
The card provides a minimum credit limit of $1,000 together with exclusive discounts and cell phone protection benefits. See how to apply.
