Learn How to Apply for the American Express Blue Preferred Card
The American Express Blue Preferred Card provides a complete card package with exclusive benefits and traditional Amex rewards features.
What do You Need to Know Before Applying for the American Express Blue Preferred Card?
The Blue Preferred credit card provides 6% cashback rewards for both supermarket transactions and streaming service subscriptions.
Credit Card
AMEX Blue Preferred
Dreaming of Amex? Apply now.
GO TO OFFICIAL WEBSITE * You will be directed to an external websiteThe Blue Preferred offers 1% cash back on all eligible purchases, with special conditions for some departments, such as:
- 3% for purchases at gas stations in the USA
- 3% on parking, tolls, trains, buses, taxis, and more
- 6% on streaming service subscriptions
- 6% on supermarket purchases up to $6,000
Normally, the initial limit of the Blue Preferred Card starts at $1,000 and can be increased according to the customer’s needs.
The $300 cashback bonus is available to new users who spend $3,000 within the first three months of card membership. The first year of card ownership comes with no annual maintenance fee but from the second year onwards cardholders must pay a $95 fee.
The introductory period offers 0% APR for both purchases and balance transfers during the first 12 months.
The purchase APR rates will be between 19.24% and 29.99% after the initial period. The Pay It system from Amex lets users make small monthly payments to bills while earning rewards through the system.
Through Plan It users can divide purchases of $100 or more into multiple fixed monthly payments. If you want to get an Amex Blue Preferred card then continue reading.
Who can Apply?
The Blue Cash Preferred Card offers more flexibility than other Amex cards which focus on premium personal and business card products.
The application process for the Blue Cash Preferred Card requires U.S. citizenship and age of 18 or older and proof of income according to Amex.
The acceptance of the card depends heavily on having a strong credit history. The customer allows Amex to perform credit checks and review their credit history throughout their entire credit experience.
The Blue Cash card approval process does not require previous Amex card experience but applicants with negative Amex card history will likely face denial.
The card application remains subject to brand availability even after meeting all requirements and prerequisites.
How do I Apply for the American Express Blue Preferred Card?
The Amex website allows users to apply for credit cards through an easy-to-use form located on its main page.
The application process does not require an existing Amex account but users who log in with their username and password will find data entry easier.
After choosing the “Apply Now” link customers will access the Blue Card application form to enter their full name and date of birth and email address and residential address.
The application requires social security number information along with annual income data and yearly expenses and detailed income source information including employment status and military service and business ownership and retirement details.
After submitting all form details American Express conducts a complete credit assessment to determine the applicant’s profile before delivering a positive or negative response.
The American Express website features a built-in chat function which enables customers to communicate with support staff for help with their inquiries.
All information provided to American Express must be accurate because this ensures a smooth process while preventing the need for document and information revisions.
Credit Card
AMEX Blue Preferred
Like the terms? Apply now.
GO TO OFFICIAL WEBSITE * You will be directed to an external websiteMore Details
The Send & Split system enables users to split bills with friends directly through the Amex app. Cardholders receive special Amex offers for shows and other events through their membership.
The card provides annual rewards of up to $84 when users spend at least $9.99 on Disney Bundle subscriptions and monthly statement credits of $10 for Equinox+ service.
The card provides additional benefits which include rental car loss and damage insurance and a Global Assist hotline and dispute resolution offers and fully online account management.
Want to learn another option?
The Amex Gold Card offers 4x points and a special sign-up bonus of 60,000 points for new members.
The Gold Card has its own set of requirements which you can view on the application page.
