Learn How to Apply for a Wells Fargo Active Cash Card
What do You Need to Know Before Applying for the Wells Fargo Active Cash Card?
The Wells Fargo Active Cash Credit Card provides two essential benefits which include unlimited 2% cashback rewards across all categories and a $200 reward bonus.
Credit Card
Wells Fargo Active Cash
Want to enjoy the benefits of Wells Fargo? Apply now.
GO TO OFFICIAL WEBSITE * You will be directed to an external websiteThe Wells Fargo card has received numerous positive reviews in the American market including:
- NerdWallet named the Wells Fargo Active Cash Credit Card as their Best simple cashback credit card in 2022, 2023 and 2024.
- The Ascent named the Wells Fargo Active Cash Credit Card as their Best no annual fee card in 2023.
- Bankrate Awards named the Wells Fargo Active Cash Credit Card as their Best fixed-rate cashback card in 2024.
The card provides unlimited 2% cashback rewards on all purchases which can be redeemed through gift cards, purchase credits, cash deposits, ATM withdrawals and PayPal purchases.
The Active Cash Credit Card from Wells Fargo does not have any annual maintenance fee and offers 0% introductory APR for 15 months on qualifying purchases and balance transfers.
The variable APR for the card will be 20.24%, 25.24% or 29.99% after the introductory period and after 120 days for balance transfers.
The card is very efficient for everyday situations and has the Visa Signature signature for exclusive concierge services and travel assistance benefits.
If you think Active Cash could be a good credit card, keep reading.
Who can Apply?
The Wells Fargo Active Cash card eligibility requirements follow typical American market standards to provide access to various types of applicants.
The application process requires either U.S. citizenship or valid work visas for foreign nationals in the United States. The applicant must provide current documentation regardless of their nationality.
Applicants need to reach the age of 18 but some states have different minimum age requirements which typically range between 19 and 21.
The approval of credit depends on verifiable income and a FICO score between 670 points and excellent range.
The annual income and credit score determine both the approval status of the card application and the monthly spending limits.
How do I Apply for the Wells Fargo Active Cash Card?
The credit card application process begins when you press the ‘Apply Now’ button which directs you to the application form.
Current banking customers who log in will have their information automatically filled in.
New customers of the bank must enter their full name and Social Security number along with birthdate and residential address and city and ZIP code and email address and phone number.
You must select your birth country and respond to a security question during the application process.
The application requires you to show your housing situation between ownership and renting and another arrangement and your employment status between employed and self-employed and not employed and retired and your total annual income.
You must accept Wells Fargo’s verification procedures after entering all required information.
The bank will review your application data to decide whether to grant approval or deny your request after you submit all required information.
You can reach out to the bank’s customer service department for any questions or help you need. The enrollment system at Wells Fargo operates efficiently by delivering fast responses to customer inquiries.
The key to success lies in entering all required information correctly to prevent errors that would require corrections and save time.
The requirements do not ensure approval because Wells Fargo maintains complete control over card availability.
More Details
The Wells Fargo Active Cash card provides additional benefits including cell phone protection up to $600 for theft and damage and theft incidents with a $25 activation deductible.
Wells Fargo provides emergency travel assistance services along with zero liability protection for immediate reports of unauthorized transactions.
The My Wells Fargo Deals system delivers customized deals to cardholders who can receive cashback rewards on their purchases and events.
The Credit Close-up service tracks FICO scores in real-time while providing 24/7 roadside dispatch for towing services.
Wells Fargo provides a collision damage waiver for car rentals when vehicles get damaged or stolen.
Want to learn another option?
The U.S. Bank Cash+ Visa Signature Card offers good conditions and cashback of up to 5% in different categories as an alternative option.
You can see how to apply in this way since the conditions for selecting cardholders are somewhat similar.
