Best Credit Cards up to $5,000
People who need higher credit limits throughout the day can find excellent options among high-limit credit cards. Check them out!
You can find the best robust credit cards for high daily needs starting at $5,000 in our complete selection. Check out the top-rated cards available in the market today.
1. Capital One Venture Rewards
The Capital One Venture Rewards is a complete credit card with a minimum credit limit of $5,000 that provides substantial opportunities for the most demanding daily requirements in the American market.
The new offer provides unlimited 2x miles per dollar on every purchase regardless of category. You earn 5x miles when you book hotels and car rentals through Capital One Travel.
CREDIT CARD
Capital One Venture Rewards
The credit limit starts at $5,000. If you’re already considering this card, you can check how to apply below.
SEE HOW TO APPLY * You will remain on the current websiteThe annual fee of $95 comes with no foreign transaction fees and the card features a variable APR between 19.99% and 29.99%.
The card provides multiple ways to redeem your miles through cash redemption and travel ticket exchange.
The card provides up to $100 credit for Global Entry or TSA PreCheck airport line-skipping services.
The card provides Capital One Rewards customers with premium stays and travel bookings and culinary experiences and exclusive events throughout 2024.
The premium nature of this card requires high income and excellent credit scores which makes the approval process very selective. Here’s how to apply.
2. American Express Green Credit Card
American Express stands as one of the most recognized brands both domestically and internationally. The Green Card provides spending limits up to $5,000 but the company does not establish a particular minimum amount.
After getting the card you will receive 40,000 membership points as a bonus when you spend at least $3,000 during your first six months of card membership.
CREDIT CARD
American Express Green Credit Card
The bank does not specify a fixed minimum. If you’re interested in applying for this card, simply check out how to apply below.
SEE HOW TO APPLY * You will remain on the current websiteThe card offers 3x points in the following categories:
- Hotels, tours, rentals, cruises, trains, taxis, tolls, parking, buses, subways, restaurants, and food deliveries.
All other categories earn you 1x points.
The card has a premium edge, featuring the Send & Split service for sending money and the Plan It feature, allowing you to plan your purchases of $100 or more monthly with a fixed fee.
Since it is a high requirement card, it also has stricter criteria, and you can find out how to apply.
3. Amex Blue Cash Preferred Card
The American Express Blue Cash Preferred serves as another credit card option which provides excellent benefits through one of the most recognized brands in the market.
CREDIT CARD
Amex Blue Cash Preferred
The bank does not specify a fixed minimum limit. If you’re interested in applying for this card, simply check how to apply below.
SEE HOW TO APPLY * You will remain on the current websiteThe card provides different cashback rates for purchases based on the category as follows:
- The card offers 6% cashback rewards for supermarket purchases in America.
- The card offers 6% cashback rewards for streaming subscriptions.
- The card offers 3% cashback rewards for transit services including public transportation, taxis, parking and tolls.
- The card offers 3% cashback rewards at gas stations.
- The card offers 1% cashback rewards on all other purchases dollar for dollar.
The card also offers other important day-to-day benefits, such as the Disney Bundle credit of up to $84, Send & Split service, and various redemption options.
The card has more favorable terms than other Amex cards and you can see how to apply.
4. Chase Sapphire Preferred Credit Card
The Chase Sapphire Preferred stands as one of the top credit cards according to multiple market analysis firms operating in the U.S.
The credit limit begins at $5,000 after assessing each customer’s individual situation. You will receive 60,000 bonus points after using your card for at least $4,000 in purchases during your first three months of ownership.
The card rewards users with 3x points for dining purchases and 2x points for travel expenses and additional earning opportunities through Chase Travel which provides 5x points for travel bookings.
The card provides 3x points for both online grocery shopping and streaming service subscriptions. The card provides two value-adding features through its Ultimate Rewards program which has no expiration date and Chase Pay Over Time.
The credit card requires excellent credit scores and high income levels to qualify for approval. Learn how to apply.
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