The economic phenomenon of inflation exists as a dual threat. The value of money decreases gradually through time which reduces the … The Role of Inflation in Debt Repayment: Should You Delay Payments?Read more
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Banking Blacklist: What Happens if You’re Banned by a Bank (ChexSystems)
Most people are unaware that banks have the authority to blacklist their clients which prevents them from opening new accounts at … Banking Blacklist: What Happens if You’re Banned by a Bank (ChexSystems)Read more
The Problem with Too Much Passive Money in the Market
Index funds and ETFs have been the preferred choice for decades because they offer the safest and most cost-effective way to … The Problem with Too Much Passive Money in the MarketRead more
The Truth Behind 0% APR Credit Cards: Hidden Pitfalls
The 0% APR credit card appears as the ultimate financial instrument because it provides months of interest-free borrowing and extended payment … The Truth Behind 0% APR Credit Cards: Hidden PitfallsRead more
Flat Cashback Cards vs. Tiered Rewards Cards – What’s Better?
Credit cards serve as financial instruments beyond payment functions because they either help you save hundreds of dollars annually or lead … Flat Cashback Cards vs. Tiered Rewards Cards – What’s Better?Read more
The Loan Mistakes That Make Banks Rich — and People Poor
Banks generate their income from interest rates but their earnings extend far beyond this basic source. Thousands of borrowers make unnoticed errors … The Loan Mistakes That Make Banks Rich — and People PoorRead more
Why Most Index Fund Investors Are Losing Money — And How to Fix It
Index funds receive widespread recognition as a basic yet dependable method to accumulate wealth. Warren Buffett along with other financial legends … Why Most Index Fund Investors Are Losing Money — And How to Fix ItRead more
How to Switch Banks Without Losing Your Money or Credit History
The process of bank switching appears straightforward because you create a new account then transfer your funds before shutting down your … How to Switch Banks Without Losing Your Money or Credit HistoryRead more
The Hidden Algorithms That Predict Your Loan Default Risk
Most people believe that their credit score is the single factor banks use when deciding whether to approve a loan. Modern … The Hidden Algorithms That Predict Your Loan Default RiskRead more
The Dark Side of Loan Refinancing: When It’s a Financial Disaster
The marketing of loan refinancing presents itself as a fast solution to achieve financial freedom. The lenders present their offers with reduced … The Dark Side of Loan Refinancing: When It’s a Financial DisasterRead more