How do I Apply for the American Express Platinum Card?
The American Express Platinum card stands as the most traditional option from the brand because it established itself as a top-tier everyday payment solution; apply now.
What do You Need to Know Before Applying for the American Express Platinum Card
The traditional American Express Platinum card provides new cardholders with 150,000 Membership Rewards points and delivers high rewards for travel purchases.
Credit Card
AMEX Platinum
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GO TO OFFICIAL WEBSITE * You will be directed to an external websiteThe Platinum card represents the traditional American Express line which provides multiple premium advantages to its card members.
The welcome offer provides 150,000 Membership Rewards points to new cardholders who make at least $8,000 in purchases during the first six months of card ownership.
The rewards program provides 5x points for flights booked directly with airlines up to $500,000 per calendar year and the same score for prepaid hotel bookings. The benefit provides 1x points for all purchases except flights and prepaid hotels.
The card charges a high annual fee of $695 but does not impose any foreign transaction fees on international purchases.
The card provides extensive travel benefits through:
- Personalized itineraries and recommendations
- Fine Hotels+ Program at over 1,500 properties
- An international airline program with lower fares
- $200 annually in Uber Cash credit
The Platinum offers an extensive range of features so you can continue reading.
Who can Apply?
According to Amex guidelines the applicant must fulfill specific requirements to apply for the card by being at least 18 years old since the card is unavailable to those under this age.
The application requires strict compliance with U.S. regulations which demands valid official documentation that meets all requirements.
The creditworthiness requirements for Amex approval include a good or excellent credit score which should exceed 700 points.
A stable monthly income stands as a crucial requirement for obtaining credit access and improving approval chances.
The application process for this card does not require Amex customers to own any other product from the brand.
Learn How to Apply for the American Express Platinum Card?
The Amex platform provides an easy-to-use ‘Apply Now’ button which leads users directly to the application form.
The application process for existing Amex customers includes a quick login feature that allows users to access their account through username and password authentication.
The application form requires users to provide their complete name along with birthdate and card name preference and full home address and email address and phone number and social security number.
The application requires income information which includes employment status selection from employed or business owner or retired or beneficiary and annual income and optional post-tax income details.
The form page of Amex includes a chat function which lets customers interact with automated support agents. The company provides multiple channels for customers to reach their customer service department.
After submitting the application Amex performs a credit check before delivering a positive or negative response.
The application process for the card does not affect credit scores even when the application results in denial. American Express has the right to restrict application submissions when card availability reaches its limits.
The fulfillment of brand requirements does not ensure approval for the application.
Credit Card
AMEX Platinum
Like the terms? Apply now.
GO TO OFFICIAL WEBSITE * You will be directed to an external websiteMore Details
The Platinum card provides monthly Disney+ service purchase credits that reach up to $20.
Walmart+ members receive both monthly statement credits and exclusive deals from Saks and Equinox and SoulCycle and Resy.
The benefits package includes purchase protection of up to $50,000 per calendar year and return protection and preferred access to selected events.
The Platinum card design can be customized through three available options which include Classic Platinum and Art X designs featuring Kehinde Wiley and Julie Mehretu.
The Plan It system stands as a major advantage of Amex cards because it enables users to distribute their purchases across multiple months.
The Send & Split system from Amex allows users to transfer money and provides cell phone protection up to $800 per claim with a $50 deductible and additional features like the American Express app and year-end summary and extra Platinum cards.
Want to learn another option?
The Green Card serves as an American Express option which provides lower monthly fees than Platinum while maintaining full benefits for the public.
The selection criteria remain mostly similar to the previous version. You can find the application process described in this section.
