Learn How to Apply for the BoA Unlimited Cash Rewards Card
The BoA Unlimited, as the name suggests, is focused precisely on advantageous rewards that never expire throughout the card’s lifespan!
What do You Need to Know Before Applying for the BoA Unlimited Cash Rewards Card?
The Bank of America Unlimited Cash Rewards card, in collaboration with Visa Signature, offers an unrestricted 1.5% cash back reward on all transactions, with potential perks for Preferred Rewards participants.

Credit Card
BoA Unlimited Cash Reward
Want the card? Apply now.
GO TO OFFICIAL WEBSITE * You will be directed to an external websiteThe Preferred program provides multiple exclusive benefits to its members.
The reward rate for purchases through the credit card program ranges between 1.87% and 2.62% which will have a major effect on your financial situation.
The program requires Bank of America account holders to maintain active status with eligible accounts.
The program requires users to keep their combined average balance at $20,000 across deposit accounts and Merrill investment accounts for three months.
The Bank of America card does not charge an annual fee and provides 15 months of 0% APR for both purchases and balance transfers.
The interest rates will change after this period to standard APRs between 18.24% and 28.24%. The initial balance transfer fee amounts to 3% before it rises to 4%.
New users who reach $1,000 in spending within their first three months will receive a $200 sign-up bonus.
You can use your rewards without expiration through Bank of America account deposits and statement credits and Amazon.com purchases and PayPal transactions.
To learn more about this topic continue reading.
Who can Apply?

The Bank of America card application does not require existing customers to apply for the card. The BoA Unlimited card will create a new card account when you get it.
The Boa Unlimited requires applicants to be at least 18 years old but some states like Puerto Rico have a maximum age limit of 21.
The card services are available throughout all 50 states in the United States. The card requires applicants to be either US citizens or foreign nationals with valid passports and work visas.
The card approval process requires applicants to show excellent credit scores between 670 and 700 FICO points.
The card approval process requires official documentation of your verifiable income.
The criteria do not ensure approval because Bank of America maintains full discretion to accept or reject applications based on their availability.
How do I Apply for the BoA Unlimited Cash Rewards Card?
The Bank of America website features an “Apply Now” button that leads users to the application form.
When you reach the application form you will need to provide fundamental information which includes your complete name and last name and home address and contact details and email address.
The application process becomes more efficient for Bank of America customers who already have an account. You need to provide your Social Security number and housing details and monthly spending and income information.
The bank requires these basic details to perform a complete credit evaluation.
The application requires you to present documentation which includes proof of address together with a scanned copy of your driver’s license or passport and recent bank statements to confirm your income.
You can contact the bank through online chat or other customer support channels including the provided phone number if you need help or have questions.

Credit Card
BoA Unlimited Cash Reward
Did you like the terms? Apply now.
GO TO OFFICIAL WEBSITE * You will be directed to an external websiteMore Details
The card provides complete features which allow you to use digital wallets on your smartphone instead of needing the physical version. BoA provides the following protection features:
- Fraud prevention lock
- The bank guarantees zero liability for fraudulent purchases.
- The overdraft protection system is called Balance Connect.
- You can manage your card through the mobile banking app.
- General account alerts
- FICO score monitoring
The card serves financial management needs well beyond its rewards program.
Want to learn another option?
The Capital One SavorOne rewards program provides 1% cash back on all purchases and 3% cash back on specific everyday categories.
The application process for this option includes good security features and convenience options which you can learn about.