See How to Apply for the Wells Fargo Reflect Credit Card
The Wells Fargo Reflect card provides users with no maintenance fee and solid security features and Visa acceptance for regular purchases.
What do You Need to Know Before Applying?
The Wells Fargo Reflect is a multi-award-winning card, with its main benefits being the introductory 0% APR for 21 months and a $0 annual maintenance fee!
Credit Card
Wells Fargo Reflect
Want a good and award-winning card? Apply now.
GO TO OFFICIAL WEBSITE * You will be directed to an external websiteWells Fargo operates as an American financial institution which delivers multiple services to American consumers.
The company delivers investment and wealth management services together with small business solutions and corporate and investment banking services.
The company operates its own credit card lines with multiple available options.
The Wells Fargo Reflect Card features Visa branding alongside two essential features.
- The card has no annual fee for maintenance.
- The introductory APR stands at 0% for 21 months starting from the account opening date before rates rise to 18.24%, 24.74% or 29.99%;
- The card allows balance transfers with reduced rates for a period of 120 days following account activation.
The card has received multiple awards in the U.S. market which explains its popularity; check out some of the titles:
- The Ascent named this card Best 0% Credit Card of 2024.
- The CNBC Select platform chose this card as their Best 0% Credit Card of 2024.
- US News selected this card as their Best Balance Transfer Credit Card of 2023.
You get the trust of a globally recognized card while reading about the essential details.
Who can Apply?
The Reflect is one of Wells Fargo’s entry-level credit cards, offering favorable conditions to the public.
The card requires applicants to be at least 18 years old and have proper registration in the country as either a native or foreign citizen.
You will need to show an income amount that matches the credit limit for the application.
A good to excellent credit score is necessary for better chances of obtaining the card.
The following documents should be prepared for the application process:
- Copy of Social Security card
- Copy of passport with work visa
- Proof of income
- Proof of residence
How do I Apply for the Wells Fargo Reflect Credit Card?
You can find the ‘Apply Now’ form on the Reflect page to start your application. The system will direct you to enter the following details:
- About you: full name, suffix, date of birth, and SSN/ITIN
- Contact information: complete address with city, state, ZIP Code; country of nationality, email address, and phone number
- Security information: mother’s maiden name
- Financial information: housing status (own, rent, or other); employment status (employed, self-employed, not employed, or retired); total annual income
After filling in the information, complete the security checks. Wells Fargo will review the data to decide whether or not to offer the card.
You will need to provide documents during the application process and the bank may reach out to you. The bank provides support services to customers.
Credit Card
Wells Fargo Reflect
Like everything? Apply now.
GO TO OFFICIAL WEBSITE * You will be directed to an external websiteMore Details
The Wells Fargo Reflect card provides affordable fees together with useful features for daily life including cell phone protection that covers up to $600 for theft or damage with a $25 deductible.
The Roadside Dispatch service provides continuous 24/7 assistance through its complete roadside assistance package which includes towing and locksmithing services.
Zero Liability Protection protects you from paying for unauthorized transactions that were not properly authorized.
The My Wells Fargo Deals program offers exclusive shopping benefits to customers which enables them to earn cashback rewards when they buy various products and services.
The Credit Close-Up service provides Wells Fargo customers with free access to track their FICO score improvement through personalized credit insights and valuable tips.
The card functions well for regular use because it matches its price point without offering premium features.
Want to learn another option?
The Wells Fargo Autograph offers a card with additional benefits at a higher cost which includes a $200 bonus and $0 annual fee.
The card provides 3x points in various categories and Visa Signature services and travel assistance and roadside dispatch. See how to apply.
